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| Buy a Diamond Ring
|
The steps to follow when you want to buy a diamond ring:
establish your budget, learn about diamonds and settings, make choices
on shape and cut for your diamond ring, ready-made or customized and
how to choose the most suitable store to purchase your diamond ring.
The following will let you know how to buy a diamond ring.
When
determining your budget for your diamond ring purchase you must
remember this is a luxury item. Some people will consider
jewelry as an investment and choose high quality diamonds that will
have appreciated value; for others, fashion style and their own taste
prime. An important skill is to balance between your quality standards
and the available funds, and then make your own appraisal as an
informed buyer. As cost is a rather big factor when buying a diamond
ring, it is often referred to as the “fifth C”.
The
four C's refers to the diamond characteristics that directly determine
the value of a diamond. The four C’s are cut, clarity, color and
carat. The most important choice when purchasing a diamond
ring is the cut. The cut is the only value factor that is a result of
the human skill. The factors involved are finishing and proportioning. It
is thus essential that you be well advised of the quality of the cut
when purchasing a diamond. The brilliant sparkle of a diamond
comes from the finishing and proportioning of the stone.
Gemologists agree that the best diamond cut is the one that follow a
set of formulas calculated to maximize brilliance.
Diamonds
clarity is a measure of the characteristics of the polished
diamond. The fewer clarity characteristics a stone has, the
more rare and valuable it is. A diamond with the highest clarity grade
is flawless (FL), which means it has no discernable (at 10x) blemishes
or inclusions — a situation rarely encountered. Most diamonds have
flaws determined by the natural conditions of creation.
Diamonds
color is the presence or absence of color in white diamonds. Diamonds
are graded on a color scale from D (most “colorless”) to Z (maximum
amount of body color for “colorless” diamonds). Attention to
tricks on color that are performed in order to deceive the buyer.
Fluorescence: it is advisable to seek for faint blue fluorescence or
none when choosing the diamond for the engagement ring.
A
carat is a unit of measurement used to weigh a diamond. The diamonds
carat is equal to 200 milligrams, or 0.2 grams. The price of a diamond
rises exponentially to its size. The natural process of diamond forming
requires special and rare circumstances, therefore the natural
materials required are found only in small amounts. This results in the
fact that larger diamonds are uncovered less often than smaller ones;
they are rarer, so they have a greater value per carat. The
diamonds carat is subdivided into points: there are 100 points in a
carat. However, in any documentation the weight will be specified in
carats, not in points, as required by the Federal Trade Commission.
People
buy ready-made rings usually because it is the easiest and most
convenient way. Besides, there is a quite wide variety to choose from.
Customizing the diamond engagement ring is the preferred option of
those with strong individual tastes and specific requirements.
Customizing means either modifying an existing model or inventing a new
style. Begin by choosing what you know best: if you already
know the shape of the stone, you'll have to look for a setting that
accommodates that shape, as not all shapes fit any setting.
After
you have made a pretty close idea of what you want, think of the place
you want your ring ordered. Whether you make your purchase on
line or at a local jeweler pay attention to the return policy (30-day
return policy recommended, money back guarantee, free of additional
fees; usually, customized items may not be returned) and the diamond
certification. Take out AGS/GIA certification, or make sure you have
the ring certified within the limit of time for return.
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